<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>The NestEgg Blog</title><description>Plain writing about retiring before 65 — withdrawal rates, healthcare before Medicare, and the parts of early retirement nobody puts in the calculator.</description><link>https://nesteggfire.com/</link><language>en-us</language><item><title>Coast FIRE Is the Number Most People Should Actually Be Chasing</title><link>https://nesteggfire.com/blog/coast-fire-the-number-that-lets-you-stop-saving/</link><guid isPermaLink="true">https://nesteggfire.com/blog/coast-fire-the-number-that-lets-you-stop-saving/</guid><description>Full FIRE is decades away for most people. Coast FIRE is often five years away, and it buys the thing they actually wanted.</description><pubDate>Sun, 06 Sep 2026 00:00:00 GMT</pubDate><category>coast fire</category><category>planning</category></item><item><title>The Health Insurance Question That Quietly Kills Early Retirement Plans</title><link>https://nesteggfire.com/blog/what-health-insurance-costs-if-you-retire-at-55/</link><guid isPermaLink="true">https://nesteggfire.com/blog/what-health-insurance-costs-if-you-retire-at-55/</guid><description>Medicare starts at 65. Everything before that is on you, at a price that depends on income you partly control. Here is how to price it before it prices you.</description><pubDate>Fri, 04 Sep 2026 00:00:00 GMT</pubDate><category>healthcare</category><category>planning</category></item><item><title>Stop Arguing About the 4% Rule and Look at What It Actually Assumed</title><link>https://nesteggfire.com/blog/is-the-4-percent-rule-still-right/</link><guid isPermaLink="true">https://nesteggfire.com/blog/is-the-4-percent-rule-still-right/</guid><description>The withdrawal rate debate never resolves because both sides are right about different things. What the original research assumed, and where early retirement breaks it.</description><pubDate>Tue, 01 Sep 2026 00:00:00 GMT</pubDate><category>withdrawal rate</category><category>planning</category></item></channel></rss>